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Getting a mortgage doesn’t have to be stressful.

As a licensed mortgage broker business in both Florida & Michigan, we are an approved lender for Conventional, FHA, VA, USDA, NON-QM, and Jumbo loans. We have over 50+ combined years of mortgage experience.

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Our Process

Organize

Not sure where to start? No problem, let's help get you on track & organized to close quickly.

Qualify

Get pre-qualified in minutes. Our Pillar team will help you qualify for the right mortgage.

Celebrate

Our average closing time is 13 to 15 days.* Our home loan experts will help you close the right way.

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SERVING FLORIDA & MICHIGAN

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Custom Loans

Conventional

A conventional home loan has many benefits. If you have good credit & the ability to add a higher down payment this may be the best loan for you.

FHA

Our most common loan for first time home buyers as it can allow you to buy a home with different financial requirements vs. conventional loans.

USDA

Government-backed loans for rural or suburban living have lower interest rates and lower down payment requirements than conventional loans.

VA

If you're a current or retired U.S. service member, or the spouse of one, a U.S. Department of Veterans Affairs (VA) loan might be the best loan for you.

NON-QM

With a lower credit score, as little as 10% down, and with greater underwriting flexibility, NON-QM loans may be the best option for your situation.

Jumbo

Jumbo loans are for homes that are valued over a certain price point. A higher credit score and typically 20% down is required.

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"Linda and her team were great, right from the get go! Linda was there when we needed her very helpful. We were able to close in 2 1\2 weeks. I can't say enough of how wonderful this team is!"

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Theresa Weber
"They guided us through each step of the way from the beginning to completion, and explained fully any aspect of the process we weren't clear on. Andrea even took the time to accompany us to our Closing Meeting to ensure everything went smoothly. Thank you Pillar Mortgage!"

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Elizabeth
"The staff at Pillar Mortgage was outstanding. Extremely supportive and always confident and professional. They absolutely helped make a dream come true!"

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Toby Santangelo
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Get started today

At Pillar Mortgage, we pride ourselves on having mortgage loan programs for everyone: from low-risk buyers to those with less than perfect credit.

Our highly trained mortgage loan officers work closely with realtors and their prospective buyers in making the mortgage loan process a positive experience for all parties.

We will help you qualify, apply, and be approved for the very best mortgage for you & your family. 

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Latest News

Mortgage Rates

Are Mortgage Points Tax Deductible?

In a vigorous free market, government-backed and privatized lenders are always in competition for home buyers’ business. This then drives up or down the average monthly interest rates on mortgage loans

Mortgage Rates

What are mortgage points?

In a vigorous free market, government-backed and privatized lenders are always in competition for home buyers’ business. This then drives up or down the average monthly interest rates on mortgage loans

Pillar Mortgage_Serving Florida and Michigan_Mortgages_Mortgage Company Pillar Mortgage_Serving Florida and Michigan_Mortgages_Mortgage Company
Mortgage Rates

Where will Mortgage Rates be in 2023?

In a vigorous free market, government-backed and privatized lenders are always in competition for home buyers’ business. This then drives up or down the average monthly interest rates on mortgage loans